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Home Romanian Property Residential Property Mortgages in Romania


Currency
EURO
Interest Rates EURO (6-8.0 % above EURIBOR 3M)
Repayment method Repayment Mortgage Only
Term Up to 30 years
Ages
Last installment to be made at the age of 70 in case of co-debtor. 67 in case of single applicant.
Loan To Value 75% LTV
Loan Amounts No limit subject to affordability
Mulitple Properties No but can be exceptions
Nationalities All foreigners – prefer UK
Remortgage available Yes
Calculations of affordability Based on a debt to income ratio up to 60%
Documents needed

12 months payslips

(Labour Contract
Last P60
Passports
Marriage Certificate if applicable
Letter from employer (Strict Template Required upon request)
Credit report (Equifax or Experian)
2 Year tax calculation and declaration issued by HM revenue and customs. - Only for Self Employed

Ltd Companies No
Redemption penalties 0%
Staged Payments No
Bank Account Current Account with lender
Online Banking Yes
Notes Married Couple must apply together
Properties purchased in RON, loan amount determined by currency conversion of the Romanian National Bank on the day of final transfer.
Insurance Building Insurance is mandatory
Life insurance advised
Max Number of applicants 4 (More applicants acceptable in exceptional circumstances)
Valuation Fee
Legal Fee
Bank Application Fee
€100
Bank Arrangement fee 2.5% of loan amount
RDP Engagement Fee €30
RDP Application Fee €495
RDP Completion Fee 1% of loan amount (minimum €995)
POA + Apostille 0
   
  To discuss, please call 0040 730031441
   

Romanian property
 
Sea View Residence

Unique off-plan beach
development, investment apartments
with amazing views of the natural beach
& sea of Costinesti, Romania sea side.



Sun Garden apartments

New apartments fully equipped, ready to rent in Costinesti, the most popular Romania Black
Sea resort.




Bucharest North Garden

Exceptional real estate investment in North
Bucharest, Romanian's capital very high
returns, developer launch prices.




 
  Sun Garden Apartments Romanian Apartments  
 
 


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